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438 Loma Street
Waterloo, IA, 50701

Single Family
4 bdr | 2.25 bath | 2,672 SqFt.

Presented By: Janice Hewitt
Brokered By: RE/MAX Home Group

With nearly 2000 square feet on the main level and multiple (4!!) living areas, you really should take a look at this property. 438 Loma is a 4 bed/2.5 bath home tucked into the Cedarloo area of town. This home is flooded with natural light and boasts 2 fireplaces. All the bedrooms are on the main level and have hardwood floors. There is a separate dining room attached to the galley kitchen. A double doors separate the main living room from the kitchen, 1/2 bath and a bedroom which was originally the maid's quarters. With an office area facing the backyard, which the sellers used to home school, the possibilities are endless. The park-like backyard has a cement patio area, a potting shed and plenty of landscaping for you to try out your green thumb. Downstairs is the laundry area, yet another large living area, a 3/4 bath and plenty of room for storage. The owners have put in a lot of work to address the water problems they have had in the lower level. A beaver system has been installed as well as beams professionally placed every 4 feet throughout the lower level to firmly secure the foundation. There are lifetime warranties on both of these. In addition to all of this; new roof in 2015, AC/Furnace in 2018 and Cedar Falls Schools. At $30,000 below assessed value, buyers can add their own finishing touches to make it "home". Sellers will complete drywall in family room in the lower level and are offering $2500 for repairs to lower level bathroom.

General Information

  • Property Type: Single Family
  • Status: Active
  • Year Built: 1956
  • Style: 1 Story
  • County: Black Hawk
  • Zoning: R-1
  • House Size: 2,672 SqFt
  • Lot SqFt: 13410 SqFt
  • Lot Acres:0.308 acres
  • Garage Type: 2 Stall,Attached Garage,Wired
  • Garage Stalls: 2 Stalls
  • Garage Sq Ft: 500


  • Bedrooms: 4
  • Bedrooms Main: 4
  • Master Bedroom: No Master Bedroom


  • Full Bathrooms: 1
  • Full Bath(s) Main: 1
  • 1/2 Bathrooms: 1
  • Half Bath(s) Main: 1
  • 3/4 Bathrooms: 1
  • 3/4 Bath(s) Lower: 1

Kitchen & Dining

  • Dining Room Level: Main Floor
  • Dining Type: Formal Dining
  • Kitchen Level: Main Floor


  • Elementary: Cedar Heights Elementary
  • Middle: Peet Junior High
  • Sr. High: Cedar Falls High

Building & Construction

  • House Style: 1 Story
  • Roof Type: Shingle,Asphalt
  • Main SqFt: 1972
  • Above SqFt:
  • Exterior: Brick,Cedar
  • Finished Below Grade SqFt 700
  • Below Grade SqFt 1404

Exterior & Features

  • Lot SqFt: 13410
  • Exterior Amenities: Landscaping,Patio,Porch,Storage Shed
  • Driveway: Concrete
  • Road Frontage: Hard Surface Road
  • Lot Dimensions: 100x80x149

Heating & Cooling

  • Heat Type: Forced Air,Gas
  • Cooling Type: Ceiling Fan,Central Air